You're attributing them with knowledge and mystical powers they don't have!
They certainly won't be carrying a Pscan with them!
They wouldn't even know that a Pscan exists, let along buy one to drag about on the off chance they might be able to catch a MGF/TF owner out on a remapped ECU.
How many claims would they get on our cars, I wager not that many and then of that small number how many will have had their ECU remapped......the answer is buggerall!
They'll be looking for more obvious modifications like that sneaky turbocharger, the big block Chevy V8 conversion or the 20" wheels and the pair of Jato rocket boosters bolted to the bootlid!
They wouldn't get enough claims to justify the cost not only of the Pscan but the time buggerising about with it.
Insurance is a numbers game, time is money and the less time spent is less money spent, the assessor would probably spend less than 5 min actually looking at the car, he would spend more time going over the quote!

Read More...